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Do You Hate Paying Taxes? Do This.

Taxes seem like they are everywhere, and unfortunately as we said last week, they don’t stop in retirement. The bottom line is most people hate paying taxes and want to do everything possible to minimize

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Taxes as a Cause of Depression?

It is tax season and people all across America are in the process of completing their tax returns.  Many people get very upset and depressed during this time each year as they feel they pay too much in

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These Misconceptions Can Cost You

There is an old saying that is thought to be by Mark Twain that really makes you think.  It says –“It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just

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To Roll Over or Not?

The employer sponsored retirement plan is one of the most popular types of retirement savings plans.  In fact, most people, at some point in their lives, have contributed to some type of employer savings

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The Complexity of an IRA

For the most part, owning and funding an IRA seems pretty simple; Put money in, let it grow and then draw it out at retirement. Unfortunately, it is not that simple as there is a lot more to it than that. 

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Don’t Forget About This

When people think of estate planning, it is generally thought of only being needed by the ultra wealthy.  Actually though, this isn’t the case.  Whether people realize it or not, estate planning is

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Are You Trustworthy?

There are many different types of effective trusts for accomplishing specific things in retirement and estate planning.  Unfortunately, many people don’t ever consider using a trust because of the perception

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IRA Inheritance Disasters to Avoid

IRAs and other types of retirement accounts are perceived by many people as pretty simple plans.  But, as we have discussed in the past, there are many complexities to IRAs that can cause big problems. 

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Leave Memories, Not Problems

In a recent American Association of Retired Persons (AARP) survey, 75 percent of individuals responded that not being able to communicate their wishes would be worse than death. Despite this, less than

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Uncharted Territory: All Time High Markets

We are in the midst of witnessing a tremendous nine month rally on Wall Street.  The S&P 500, the Nasdaq Composite and the Dow Jones Industrial Average are all repeatedly settling at all-time peaks. 

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