News - Page 2 of 4 - The Prepare Institute: Preparing Americans for Retirement

Do You Have Financial Independence?

Last week the country celebrated Independence Day.  Independence Day honors the birthday of the United States of America and the adoption of the Declaration of Independence on July 4, 1776.  The Declaration

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Does Father Always Know Best

Last Sunday was Father’s Day. Hopefully you were able to spend some quality time with your father and thank him for all the good advice and wisdom that you may have received from him over your lifetime.

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Retirement Decisions & The Risks You Face

As people retire and/or prepare for retirement, the two main staples of retirement are still as real as ever.  Those are to protect and preserve my hard-earned nest egg and receive as much income as possible

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The New World of Retirement Planning

John F. Kennedy once said, “Change is the law of life. And those who look only to the past or present are certain to miss the future.” This is certainly true of preparing for retirement. If we continue

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Panic in Their 70’s: What Happened?

I received a call late last year from a gentleman in a panic.  Him and his wife were both in their early 70s and in the early stages of a comfortable retirement with Social Security, a pension, IRAs and

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Do You Have the RMD’s?

Part of getting older in life means dealing with ailments, sicknesses and injuries.  Fortunately, some of these are treatable and curable.  The same can be said for your pre-taxed retirement account. 

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Clueless: The New Generation

You work and save over many years to build a nest egg for retirement for basically one simple reason.  Do you know what that is?  Well, the ultimate reason of retirement is to provide yourself a sufficient

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Income is the Outcome

You save and accumulate money for retirement for one main reason – to withdrawal from that nest egg to provide yourself with an income. As millions of Baby Boomers stand at the edge of retirement, the

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Your Ticking Tax Time Bomb

Most people in their pre-retirement and retirement years own some type of pre-taxed traditional retirement plan, like an IRA, 401(k), 403(b), etc.  And while it is very smart to save for retirement, many

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Taxes & Retirement: OUCH!

One of the most common and well known phrases in life is the one by Benjamin Franklin, who said “In this world nothing can be said to be certain, except death and taxes.”  Many people, though, feel

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