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Panic in Their 70’s: What Happened?

I received a call late last year from a gentleman in a panic.  Him and his wife were both in their early 70s and in the early stages of a comfortable retirement with Social Security, a pension, IRAs and

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Do You Have the RMD’s?

Part of getting older in life means dealing with ailments, sicknesses and injuries.  Fortunately, some of these are treatable and curable.  The same can be said for your pre-taxed retirement account. 

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Clueless: The New Generation

You work and save over many years to build a nest egg for retirement for basically one simple reason.  Do you know what that is?  Well, the ultimate reason of retirement is to provide yourself a sufficient

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Income is the Outcome

You save and accumulate money for retirement for one main reason – to withdrawal from that nest egg to provide yourself with an income. As millions of Baby Boomers stand at the edge of retirement, the

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Your Ticking Tax Time Bomb

Most people in their pre-retirement and retirement years own some type of pre-taxed traditional retirement plan, like an IRA, 401(k), 403(b), etc.  And while it is very smart to save for retirement, many

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Taxes & Retirement: OUCH!

One of the most common and well known phrases in life is the one by Benjamin Franklin, who said “In this world nothing can be said to be certain, except death and taxes.”  Many people, though, feel

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Do You Hate Paying Taxes? Do This.

Taxes seem like they are everywhere, and unfortunately as we said last week, they don’t stop in retirement. The bottom line is most people hate paying taxes and want to do everything possible to minimize

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Taxes as a Cause of Depression?

It is tax season and people all across America are in the process of completing their tax returns.  Many people get very upset and depressed during this time each year as they feel they pay too much in

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These Misconceptions Can Cost You

There is an old saying that is thought to be by Mark Twain that really makes you think.  It says –“It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just

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To Roll Over or Not?

The employer sponsored retirement plan is one of the most popular types of retirement savings plans.  In fact, most people, at some point in their lives, have contributed to some type of employer savings

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